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Welcome to Assurant Mobile Home Insurance - the site dedicated to finding you the best Mobile Home Insurance from Assurant Manufactured Home Insurance. Whether you own a vintage mobile home or a modern manufactured home, we can help you keep your property protected with Assurant Mobile Home Insurance coverage options that are specific to you. No hidden fees - just reliable coverage when you need it!
SkyBlue Insurance is an authorized representative for Assurant Mobile Home Insurance finding you the best rates across the nation. Our powerful system can return a price quote for your mobile or manufactured home immediately upon entering a few basic items such as year of your mobile home and size of the property. Some coverage options that come with an Assurant Mobile Home Insurance policy include:
Stated Value Loss Settlement
Personal Property Coverage
For more information, you can give us a call at 1-800-203-1419 or you can request a free Assurant Mobile Home Insurance quote for instant results!
Manufactured Homes and Mobile Homes are essentially the same thing. While most refer to these properties as Mobile Homes, after 1976 the government enacted new building standards to mobile homes and called them manufactured homes. The main difference between Manufactured Homes and Mobile Homes are their regulations. Modern manufactured housing must comply with the Federal Manufactured Home Construction and Safety Standards also known as the HUD Code. These codes set minimum and maximum requirements for the construction of Manufactured Homes.
Today's Mobile/Manufactured homes are usually anchored to the ground and meant to stay in place permanently.
Assurant Manufactured Home Insurance is a leader in the Mobile Home Insurance space.
HUD Manufactured Housing Standards
Must be built on a permanent chassis
Must meet the following size requirements:
Minimum Floor Space: 400 ft²
Minimum Ceiling Height: 7 feet
Minimum Ceiling Height in Hallways: 6.5 ft
Minimum of 2 outside doors that are at least 12 ft apart for single-wide and 20 ft apart for double-wide
Minimum one window in each bedroom
Bedrooms for one person must have at least 50 ft² of floor space; for two people: 70 ft²
Kitchens and bathrooms must have mechanical ventilation systems
Fire alarms must be in every room
Minimum required roof snow load (Varies by area)
Proper electrical and plumbing systems
Proper foundation requirements
When renting or purchasing a manufactured home, be sure all of the HUD- Manufactured Housing Standards are met. If the home isn’t up to code, you will be required to make the proper repairs before you move in. These repairs may be expensive. Always obtain Assurant Mobile Home Insurance upon purchasing your new manufactured home.
SkyBlue Insurance will help you find the best Mobile Home Insurance to fit your needs. If you have questions about the coverage options, rates, and policies, our knowledgeable agents will assist you. You can also request a rapid Assurant Mobile Home Insurance quote and get instant results for free!
Though Manufactured Homes cost less than standard homes, they can sometimes be more expensive to insure. They are also much quicker to build, but not as durable in extreme situations. For this reason, mobile home insurance sometimes costs much more than traditional home insurance.
Because of the way they are made, many mobile and manufactured homes are not as durable as a traditional stick-built home mainly because they are not securely anchored. Their weight makes them weak in resistance to high winds and floods.
Even though manufactured homes are more vulnerable than standard homes, they are still a great investment and a comfortable, lucrative living option. We can help you find the best rates from Assurant Mobile Home Insurance. You can get instant results when you request a free Assurant Mobile Home Insurance quote!